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Loans Officer

CASH 4 YOU

This is a Full-time position in Outaouais, QC posted August 25, 2017.

Loans Officer

Location: Cambridge, Ontario

Who we are:

Over $1.0 Billion in loan originations. 600 + Employees. 100+ Retail Locations. Established 2001.

Yet, we think and act like a start-up.

Accountability:

Reporting directly to the Founder, you’ll be supporting the company’s expansion into the $2 Billion dollar (subprime) installment loan industry.

Job Scope:

As a Loans Officer, you’ll be responsible for assessing loan applications and making recommendations for responsible lending decisions on both new and existing customers.

DUTIES/RESPONSIBILITIES

  • Assess loan applications for data integrity and potential fraud
  • Conduct loan interviews with loan applicants over the phone
  • Gather documents for loan agreements, if anything is outstanding
  • Quality check all information prior to creating loan agreement
  • Assess bank statements, credit reports, and debt-to-income ratios
  • Handle all conditionally approved files
  • Communicate financing decisions to loan applicants and stores
  • Analyze clients’ payment history and banking transactions
  • Underwrite refinancing opportunities for existing loan customers
  • Assess loan files for interest rate reductions

SKILLS & EXPERIENCE

  • Credit Analysis
  • 3+ years of experience in the Financial Services industry and loan underwriting
  • Advanced literacy and numeracy and communication skills
  • Excellent analytical, critical thinking and customer service skills
  • Background in collections or call centers (desirable)
  • Strong attention to detail
  • Well-developed organizational and time management skills
  • Aptitude for multitasking
  • Ability to interpret, adapt to and apply guidelines and procedures
  • Proficiency in MS Office and typing speed above 40 wpm
  • High school education or equivalent